Nota Bene points during having own insurance :
which pay the dameges most quickly and
completely should be prefered.
If your vehicle is new vehicle price in policy determined like turn-key price and if your vehicle is used like the same as market price.
Be careful about assurances and acceptance bill which are given from personal accident insurance
To read general and personal provisions in policy. To check if there is guarentees lie strike earthquake, flood etc or not
The another point which should be careful on is payment dates of policies. If you dont pay until 15 days which is written on poicies yıur insurance is consolidated. Ande do not pay the cost of damages which is occured after that day.
To take voucher if you pay the cost of insurance by hand.
Be careful that if policy is index linked according to inflation or not .